Mobile Check Deposit

Digital Banking

Mobile Check Deposit

Skip the trip to the credit union

Deposit checks directly into your Ideal Credit Union account without making an extra trip to the credit union. Simply snap a photo of your check using the Ideal Digital Banking app and securely submit it to the credit union for approval. It's that easy!

  • View your daily deposit limit in-app, contact us to request a limit increase
  • No trip to the credit union necessary
  • Funds available as early as that same day*
  • Review deposit history within Online & Mobile Banking


Getting Started

There are a few things you will need to get started:

  1. Be a current Ideal Digital Banking user. Enroll online or with the mobile app.
  2. An eligible Ideal CheckingSavings or Business account.
  3. A supported mobile device - this includes Android and Apple tablets & smartphones.
  4. The Ideal Digital Banking app.
    Don't have the app? Find it now on Google Play for Android or in the App Store for Apple devices.

Have Questions?

You can find answers to your questions in the Mobile Check Deposit FAQ.

If you still have questions after reading the FAQ, you can call us at 651-770-7000 and a member representative will assist you.

*Checks deposited before 3:00 p.m. Central Time on business days will be available in your account that same day. Deposits made after 3:00 p.m. Central Time and/or on weekends/holidays will be available the next business day. Retain any check deposited using mobile deposit for 14 days after the time of submission.