Mobile Check Deposit
Skip the trip to the credit union
Deposit checks directly into your Ideal Credit Union account without making an extra trip to the credit union. Simply snap a photo of your check using the Ideal Mobile Banking app and securely submit it to the credit union for approval. Once you see the deposit go into your account, shred the check and you're finished. It's that easy!
- Deposit up to $7,500 per week (contact us to increase limit)
- No trip to the credit union necessary
- Funds available as early as that same day*
- Review deposit history within Online & Mobile Banking
- Be a current Ideal Digital Banking user. Enroll online or with the mobile app.
- An eligible Ideal Checking, Savings, or Business account.
- A supported mobile device - this includes Android and Apple tablets & smartphones.
- The Ideal Digital Banking app. Download now.
Don't have the app? Find it on the Google Play store for Android devices or on the iTunes store for iPhone & iPad devices.
You can find answers to your questions in the Mobile Check Deposit FAQ. If you still have questions after reading the FAQ, you can call us at 651-770-7000 and a member representative will assist you.