Credit Cards

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Whether you're looking for an exclusive rewards program or simply want cashback each month, Ideal Credit Union has the card for you.

Blue Rewards VISA®

Ideal Blue Rewards VISA

No Annual Fee

Low Variable Rate1

Exclusive CURewards® Program

Earn points for every dollar. Redeem those points for top-brand merchandise and travel opportunities.

Special offer

Earn 1,500 Bonus CURewards Points when you open a new Ideal Blue Rewards VISA® and spend $1,000 in the first 60 days.


Gold VISA®

Ideal Gold VISA

No Annual Fee

Low Fixed Rate2

Monthly cashback earnings

Enjoy a low fixed rate and earn a .5% rebate for every dollar in new net purchases of $500 or higher.

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 Blue Rewards VISA®Gold VISA®

Rewards

Earn points for every dollar. Redeem those points for top-brand merchandise and travel opportunities.

Earn a .5% rebate for every dollar in new net purchases of $500 or higher.

RateA low variable rate1A low fixed rate2
Cash AdvanceLow cash advance feesLow cash advance fees
Balance TransfersLow transfer feesLow transfer fees
Text & Email AlertsYesYes

Ideal VISA® Credit Cards

Card features & tools

Rates as of:

 

1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 11.15% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed