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Digital Banking Main Header

Ideal Digital Banking

Digital Banking Main Header

Ideal Digital Banking

Ideal Digital Banking

Manage it all with Ideal Digital Banking

Ideal Digital Banking is a combination of all the tools available to you for managing your accounts at Ideal Credit Union. Whether you are at home or on the go using your mobile device or smartphone, we've got you covered.

Enroll in eStatements

Below are the steps to subscribe to eStatements in Digital Banking on your desktop

  1. Log-in to Digital Banking
  2. Click on Accounts in menu and select Documents
  3. On the Overview tab, Click Subscribe
  4. View disclosure, Click 'I Agree'
  5. Follow PDF Access Confirmation steps
  6. Click Subscribe

Simple steps to enroll using the Mobile App on your mobile device.

  1. Log-in to Mobile Banking from your device
  2. Click on More from the Menu at the bottom of the screen
  3. Click on Accounts and Select Documents
  4. Click on Settings
  5. Click on Subscribe
  6. Click the 'I Agree' Box
  7. Click Open PDF in blue writing and enter the code in the box
  8. Click Subscribe


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Monitor and manage

  • Check account, loan, and credit card balances
  • View transactions and payment history
  • Transfer funds, pay bills, receive notifications and more
  • Use the Ideal Mobile Banking App

Enroll Now

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Transfer money

Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on the spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.

Learn more about transfers

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Pay bills

Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills and more.

Learn more about bill pay

mobile check deposit

Deposit checks anywhere - no need for a branch visit

  • Deposit checks from anywhere using the Ideal Mobile Banking App
  • Take a photo, select the account to deposit the funds in and click submit — EASY
  • Funds deposited before 3:00 p.m. on business days are available that same day

Learn more about MCD

More Tools & Features


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Receive customizable alerts via text, push and/or email based on what is important to you. Set alerts up for things such as direct deposit, low balance, transaction withdrawals and so much more.



Digital Banking & Mobile App

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