Ideal Digital Banking
Manage it all — you're in control
Ideal Digital Banking is the combination of all the tools available to you, at no cost, to manage your money on your terms. So whether you're online at home or mobile and on the go, we've got you covered.
Monitor and manage
- Check account, loan, and credit card balances
- View transactions and payment history
- Transfer funds, pay bills, receive notifications and more
- Use the Ideal Mobile Banking App
Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on-the-spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.
Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills and more.
Deposit checks anywhere - no need for a branch visit
- Deposit checks from anywhere using the Ideal Mobile Banking App
- Take a photo, select the account to deposit the funds in and click submit — EASY
- Funds deposited before 3:00 p.m. on business days are available that same day
More Tools & Features
Receive customizable notifications via text and/or email based on what is most important to you. Set notifications such as low balance, specific transactions, bill payments, and more.
NOTE: Account notifications must be set up using the desktop version of Ideal Digital Banking.