Real Estate Center

Start and finish with Ideal Mortgage

Ideal Credit Union is proud to provide full-service mortgage loan solutions. We have a variety of programs and products available to suit your needs including conventional, FHA, VA and Adjustable Rate Mortgage (ARM) options. To help you get started, we recommend submitting an application or scheduling a consultation with one of our Mortgage Loan Advisors. We look forward to helping you achieve your goals!

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Resources to Help You Get Started

Home Buying Basics video series

Ideal CU Mortgage Loan Advisors Cynthia Stewart and Ko Xiong have prepared a series of videos to help you learn more about the home buying process.

Select from the video options below:

Ready to get pre-approved?

We can't wait to hear from you. Call us at 651-747-4663 or make an appointment today. You can also apply online.

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Why choose Ideal Credit Union

What people are saying

"The process of buying a home alone is stressful and confusing but Ideal Credit Union made the process so much easier. Everyone was very quick and informative, and answered all of our questions. Would highly recommend."

-Mary L., Ideal CU Member

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Why choose Ideal Credit Union

What people are saying

"Ko Xiong was Great! He was so knowledgeable, always available to answer questions and kept us well informed during the whole process. We love our new home! Thank you Ko and Ideal Credit Union!!!!"

-Kelley B., Ideal CU Member