Start and finish with Ideal Mortgage
Ideal Credit Union is proud to provide full-service mortgage loan solutions. We have a variety of programs and products available to suit your needs including conventional, FHA, VA and Adjustable Rate Mortgage (ARM) options. To help you get started, we recommend submitting an application or scheduling a consultation with one of our Mortgage Loan Advisors. We look forward to helping you achieve your goals!
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Resources to Help You Get Started
Home Buying Basics video series
Ideal CU Mortgage Loan Advisors Cynthia Stewart, Doug Dotseth and Ko Xiong have prepared a series of videos to help you learn more about the home buying process.
Select from the video options below:
Video - Home Buying in the Current Market
Buying a home can be overwhelming but we are committed to helping guide you in your journey. We’ll show you how much you can afford, what to look for as you shop for your new home, what’s involved in getting your mortgage and closing your loan, and what to expect after the purchase.
Video - Getting Pre-Approved
Learn about the importance of getting pre-approved for a home loan - presented by Mortgage Loan Advisor, Ko. Shop with confidence and get pre-approved at Ideal Credit Union.
Video - Credit Breakdown
Learn about your credit score and how it's used when buying a home - presented by Senior Mortgage Loan Advisor, Cynthia. From the effects of your credit score, to how you can improve your credit score, Ideal Credit Union can help you achieve homeownership.
Video - Cost of Buying
Learn about what goes into the cost of buying a home - presented by Mortgage Loan Advisor, Ko. Ideal Credit Union has mortgage advisors who can help you achieve homeownership.
Ready to get pre-approved?
We can't wait to hear from you. Call us at 651-747-4663 or make an appointment today. You can also apply online, get started by selecting your preferred location below.
Meet the Ideal Mortgage Team
Apply Now & Meet the Team
To begin your application, please select the branch that is most convenient for you below.
Doug Dotseth
Doug has over a decade of mortgage lending experience and helps members find the right home financing solutions. He strives to make the process smooth and stress-free. In his free time, he enjoys golfing, fishing and cheering on Minnesota sports teams.
- Email:
This email address is being protected from spambots. You need JavaScript enabled to view it. - Phone: 651-773-2824
- NMLS#: 1857285
Cynthia Stewart
Cynthia has been with Ideal CU since 1991, working in the cash services, member service, and mortgage areas. With years of experience, Cynthia is dedicated to understanding members' unique needs and ensuring they have the best financial solutions.
- Email:
This email address is being protected from spambots. You need JavaScript enabled to view it. - Phone: 651-773-2843
- NMLS#: 446884
