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About Ideal Credit Union

Live your ideal life
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Helping you achieve your ideal life every day

Your credit union

We help you achieve the Ideal Life, whatever you determine that to be.

As a member-owned financial institution, our goal is to make our products more affordable, our rates more competitive, our services more personal, and our communities stronger through donations and volunteer commitments, while also rewarding members with patronage dividends.

Your ideal life

All of our decisions are based on what is best for our members.

Only you can know what ideally matters most to you: a new car, a home, debt consolidation and management, higher education, or investments for a secure retirement. Our mission is to deliver the financial solutions that help you shape your Ideal Life.


Our history

It all began in 1926 with a group of forward-thinking postal employees.

In 1926 a group of forward-thinking postal employees formed a financial cooperative, giving birth to St. Paul Postal Employees Credit Union. As the credit union thrived, membership was opened from only postal employees to include family members, select employee groups, and those who donated to a local Scholarship fund. In 2002, then Postal Credit Union, membership was opened to residents of Washington, Ramsey and Dakota counties and later to Anoka, Chisago and Hennepin counties.

Today, anyone can become a member and do all of their banking at Ideal Credit Union.

Become a member

 

What's new at Ideal Credit Union

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed