Your loan makes you a member
Whether you established your loan directly through Ideal Credit Union or through a dealership, you're now a member of Ideal Credit Union. This means you have access to online and mobile banking tools that make managing your loan simple.
Payment options and account access
To help you get started, we've provided your payment options below. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.
Ideal CU Online Access & eStatements
Enroll in online banking to check your loan balance, access statements, make your payment with funds from an Ideal Credit Union account and more. Once enrolled, you can download the Ideal Mobile Banking App for even more convenience.
Automatic payment from another financial
(Routing Number: 296076262)
- Use your primary financial institution's bill pay services
- Set up an External Transfer within Ideal Online Banking
Check by phone: $12.00
Running short on time? Avoid a late charge and make a next-day loan payment over the phone by calling us at 651-770-7000. Submit your request before 3:00 p.m. CST to ensure your payment will be processed the following business day.
Make payments from an Ideal Checking Account
Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account.