Cashback Checking

Checking Accounts

Cashback Checking

Earn Cash Back on the Go

Cashback Checking is perfect if you're on-the-go and do most your banking electronically. Plus enjoy the benefits you deserve, including a free debit card, ATM access, online & mobile account management tools and more.

  • Cashback on every swipe & sign*
  • No minimum balance
  • Free Ideal Debit Card
  • Free Online & Mobile Banking
  • Access to a huge ATM Network
  • Your chance to win $1,000

Open an Account
Make an Appointment

$50 minimum opening deposit.

How to Earn a Cash Bonus Each Month

Earn a monthly cash bonus* based on the amount of total signature-based transactions made with your Ideal Debit Card each month. Qualify for your cash bonus by meeting the following requirements each month:

  • $200 or higher monthly direct deposit
  • Be enrolled in eStatements
  • One (1) or more bill payment per month using Ideal Online Banking
  • Five (5) or more signature Ideal Debit Card transactions per month

*You earn .25% cash back rewards based on the total amount of net signature-based Ideal Debit Card purchases made during the statement cycle. Qualifying purchases include all net signature-based purchases processed over the VISA network. Purchases authorized with a PIN or ATM transaction do not apply.

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed