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Free Checking

A simple checking account with ideal basic features

Ideal Free Checking is a simple, low maintenance checking account with great benefits like the Ideal Debit MasterCard® to use for everyday purchases and at the ATM. You'll also have total access to Ideal Digital Banking and the Ideal Mobile App, allowing you to manage your accounts, make transfers, pay bills, deposit checks and more.

Free Checking benefits

We've got you covered

  • You'll get an Ideal Debit MasterCard®, Digital Banking and full access to Ideal's Mobile App with Mobile Check Deposit, bill pay services and more
  • Access to a huge ATM Network
  • A monthly chance to win $1,000 when you use your Ideal Debit Card for everyday purchases (Learn more)

Open an Account


Use & Win Debit Giveaway*

How it works

Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2020. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.

Every purchase made earns you an additional chance to win in that month's drawing! So the more you use your card, the more chances you'll have to win!

Learn More

 

Minimum $50 deposit required to open a personal checking account. Random drawings for the $1,000 giveaway will be conducted once a month for the promotional period beginning January 2020 through December 2020 from all eligible entries received. One (1) $1,000 prize winner will be selected at random each month. See official rules.

2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed