Free Checking

A simple checking account with ideal basic features

Ideal Free Checking is a simple, low maintenance checking account with great benefits like the Ideal Debit Mastercard® to use for everyday purchases and at the ATM. You'll also have total access to Ideal Digital Banking and the Ideal Mobile App, allowing you to manage your accounts, make transfers, pay bills, deposit checks and more.

Free Checking benefits

We've got you covered

Open an Account
Make an Appointment


Minimum $50 deposit required to open a personal checking account.

*Ideal CU withdrawal charges may still apply.