Free Checking

Ideal Checking

Free Checking

YES! Free Checking

Enjoy a free, no frills checking account that comes with all the benefits you need, including a free debit card, ATM access, online & mobile account management tools and more.

Checking benefits

  • No minimum balance
  • Free Ideal Debit Card
  • Free Online & Mobile Banking
  • Access to a huge ATM Network

Open a Free Checking

Open your free checking online or in-person at any of our six convenient locations.

Open a Free Checking

You could win $1,000

Ideal Credit Union gives away $1,000 to one random lucky winner each month just for using their Ideal Debit Card. Better yet, the more you use your card, the higher your chances of winning

Learn how you could be next

$50 minimum opening deposit.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed