High Yield Checking
Earn 2.00% APY* on balances up to $20,000
Ideal Credit Union’s High Yield Checking Account* is all about paying YOU a Great Rate! Enjoy all the convenience of an everyday checking account PLUS earn 2.00% APY.*
To qualify for the 2.00% APY on balances up to $20,000, simply:
- Have a minimum monthly qualified direct deposit of $7501
- Make 20 debit card purchases (minimum $3)2
- Be enrolled in estatements3
There is no minimum balance requirement and there is no monthly maintenance fee. If you do not qualify for the high yield, your account will earn 0.05% APY.
|$0 - $20,000.01+||1.98%||2.00%|
*APY = Annual Percentage Yield. Rates subject to change at any time.