An equity option for ongoing home projects and more
Enjoy waived closing costs up to $400* now through June 30, 2020*
An Ideal CU Home Equity Line of Credit (HELOC) lets you borrow funds against your home's equity when you need it. This is a great option for ongoing home improvement projects, sudden expenses, or just to have quick access to your funds in case of an emergency. You'll enjoy 24/7 access to your funds using Ideal Digital Banking — Simply transfer funds directly from your HELOC into your savings or checking account.
- Borrow up to 90% of property value
- Enjoy a competitive variable rate
- 10-year draw and up to 15-year repayment period
- Maximum loan amount of $350,000
Apply now to open your Home Equity Line of Credit. Once opened, you'll be able to draw on your funds at any Ideal CU branch, by phone at 651-770-7000, or by using Ideal Digital Banking.