Recreational Vehicle Loans
Enjoy summer on the water with an Ideal Boat/Marine Loan
Sail into savings with a low rate boat or marine loan at Ideal Credit Union.
- Low rates & affordable payments
- No payments for 60 days^
- Terms from 36 to 84 months
- Refinance your boat/marine loan from another lender
Boat/Marine Loan Rates
Rates as of:
|Amount||Term||APR* as low as|
|Up to $5,000**||Up to 36 months||4.74%||Apply|
|$5,000 and up**||Up to 48 months||4.74%||Apply|
|$5,000 and up**||Up to 60 months||4.99%||Apply|
|$20,000 and up**||Up to 84 months||4.99%||Apply|
|$30,000 and up**||Up to 10 years||5.24%||Apply|
|$30,000 and up**||Up to 15 years||5.24%||Apply|
|*APR = Annual Percentage Rate|
**Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 4.99% APR over a 60-month term would make a payment of $18.87 per $1,000 borrowed.
^Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 60 days of the date your loan is funded.