Snowmobile Loan

Recreational Vehicle Loans

Snowmobile Loan

Have more fun this winter with an Ideal Snowmobile Loan

Whether purchasing your first snowmobile, refinancing, or upgrading to the next big thing, Ideal Credit Union is here to get you a low rate and affordable payment.

  • Low rates & affordable payments
  • No payments for 60 days^
  • Terms from 36 month to 15 years
  • Refinance your Snowmobile from another lender

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Snowmobile & ATV Rates

Rates as of:
Snowmobile & ATV Rates
AmountTermAPR* as low as 
Up to $5,000**Up to 36 months4.74%Apply
$5,000 and up**Up to 48 months4.74%Apply
$5,000 and up**Up to 60 months4.99%Apply
$20,000 and up**Up to 84 months4.99%Apply
$30,000 and up**Up to 10 years5.24%Apply
$30,000 and up**Up to 15 years5.24%Apply
   Calculate Payments
*APR = Annual Percentage Rate
**Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 4.99% APR over a 60-month term would make a payment of $18.87 per $1,000 borrowed.
^Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 60 days of the date your loan is funded.  
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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed