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Snowmobile Loan

Have more fun this winter

Enjoy a great rate and affordable payment when you finance your snowmobile with Ideal Credit Union.

Ideal snowmobile loan benefits

  • Low rates & affordable payments
  • No payments for 60 days^
  • Terms from 36 months to 15 years
  • Refinance your Snowmobile from another lender

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Snowmobile rates

Rates as of:
ATV's, UTV's, Snowmobiles, Personal Watercrafts
AmountTermAPR* as low as 
Up to $5,000**Up to 36 months5.49%Apply
$5,000 and up**Up to 48 months5.59%Apply
$15,000 and up**Up to 60 months5.79%Apply
*APR = Annual Percentage Rate
**Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 5.79% APR over a 60-month term would make a monthly payment of $19.24 per $1,000 borrowed.

^Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to payoff the loan. The regular loan payment will begin within 60 days of the date your loan is funded.

ºTitle transfer fee may apply on refinances.

2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.