Geneva is the Marketing & Events Coordinator at Ideal Credit Union. She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms.

Some of Geneva’s hobbies include finding recipesand testing them out for her family, watching her three children play ALL the sports, and of course binge watching her favorite shows.

Preparing Your Teen for Financial Independence Before College

 

Why Financial Education Matters Before College

As your teen prepares to leave home for college, they’ll face newfound independence, including managing their own finances. Unfortunately, many young adults head to campus with little to no financial literacy, leading to unnecessary debt, overspending and mounting financial stress. Teaching your teen basic money management skills before they leave home sets them up for financial success, both during college and beyond.

 

Continue reading
  168 Hits

Early Financial Education and Teaching Kids About Money Matters

Children learning money habits

 

Why Teaching Kids About Money Early Matters

Financial literacy is a fundamental life skill, yet many adults find themselves struggling with money management simply because they were never taught the basics early on. Introducing financial education to children at a young age can set them up for a lifetime of smart financial decision-making.

Teaching kids about money isn’t just about showing them how to count coins or save their allowance—it’s about helping them understand the value of money, the importance of making thoughtful spending choices and the benefits of long-term saving. Studies have shown that children begin forming behaviors that will govern their financial habits in their earliest years, making early education a key factor in future financial well-being.

Continue reading
  303 Hits

How Savings Accounts Help Teens Build Financial Literacy

black girl and father putting coin into piggy bank 2023 11 27 04 51 09 utc

 

Why Early Financial Education Matters

Financial literacy is a skill that benefits individuals for life, yet many young adults enter adulthood without a strong foundation in money management. Helping your teen develop smart saving habits early can prevent financial missteps later, such as overspending, over-reliance on credit or struggling with debt.

A savings account is one of the best tools for teaching teens how to manage money responsibly. By giving them a place to store, track and grow their money, they gain valuable experience in budgeting, goal setting and understanding the power of savings.

Continue reading
  272 Hits

Teaching Teens How To Budget For Lifelong Financial Success

 handsome afro schoolgirl is studying remote at hom 2025 03 09 18 38 51 utc

 

Why Budgeting is Essential for Young Adults

Budgeting isn’t just about keeping track of money—it’s about building financial independence and smart decision-making. Unfortunately, many teens head off to college without ever having managed a budget, leading to overspending, debt and long-term financial stress. Teaching your teen how to plan, track and adjust their budget before they leave home can help them develop lifelong financial competency and confidence.

Continue reading
  277 Hits