Certificate (CD) Rates

Certificate Special

New Certificate Specials

Ideal CU is offering certificate specials on New Money Certificate Deposits. Grow your money faster and continue living your ideal life.

For existing members to qualify for the certificate specials, they must deposit a minimum of $500 from another financial institution to fund the certificate. All CD Specials will either roll into a standard term certificate or transfer to savings.

 

7-Month New Money Certificate Special

Rates as of:
Minimum Opening Balance Term Interest Rate
APY*
$500 + 7 Months 4.98% 5.10%

*APY = Annual Percentage Yield. The Annual Percentage Yield assumes interest remains on deposit until maturity. Rates subject to change at any time. Open with a minimum of $500 from sources outside of Ideal. If combining with existing funds deposited at Ideal, a minimum of $10,000 in additional new money is required. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Certificate Special is available as a traditional or IRA CD.

19-Month New Money Certificate Special

Rates as of:
Minimum Opening Balance Term Interest Rate
APY*
$500 + 19 Months 4.60% 4.70%

*APY = Annual Percentage Yield. The Annual Percentage Yield assumes interest remains on deposit until maturity. Rates subject to change at any time. Open with a minimum of $500 from sources outside of Ideal. If combining with existing funds deposited at Ideal, a minimum of $10,000 in additional new money is required. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Certificate Special is available as a traditional or IRA CD.