Savings & Budget Tools

Savings & Budget Tools

Ideal Digital Banking has built-in tools to help you achieve your savings and budgeting goals. These are completely free to you as an Ideal CU member and tie directly to your accounts to help you stay on top of your spending.

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Savings Goals Tool

Create savings goals for the things you want most. Simply title your goal, enter how much it will cost and set a target date for when you want to make your purchase. Then watch as your goal meter fills up over time.

Enroll in Digital Banking or Login to get started

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Budget Tool

Create a budget to keep your spending in check and track it in real-time throughout the month. Review your spending each month to identify ways you can save more going forward.

Enroll in Digital Banking or Login to get started

Digital Banking & Mobile App

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Savings Goals and Budgets must be set up using the desktop version of Ideal Digital Banking. Afterward you will be able to track your progress on both desktop and mobile.