Member Discounts

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Save on TurboTax Online

Get up to $15 off your Turbo Tax fees just for being a Ideal Credit Union member.
Get started!

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Save big on GM vehicles

Ideal CU membership entitles you to exclusive discounts on your next new GM auto purchase. Learn more!

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Save with Sprint Wireless

Receive a 10% discount on select regularly priced Sprint monthly service and more with the Sprint Credit Union Member Discount!

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Earn cash back with Love to Shop

Get cash back when you shop online with popular stores like Target, Best Buy, Gap, Sears, Home Depot and more with Love to Shop. Learn more!

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Roadside assistance discounts

Ideal CU now offers CU Auto Club, providing you with roadside assistance up to 50% off other popular plans. Learn more!

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Save on Home Security with ADT

$850 in free startup equipment + $425 in exclusive savings = the ADT Credit Union Member Plan.
Learn more!

 

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Save on your next move

Ideal CU members can save up to 60% on out-of-state and/or local moving and storage needs. Learn more!

Direct TV

Save with DIRECTV

Ideal CU members can now save up to $200 on new DIRECTV service. Find out how it works!

Auto & Home Insurance

TruStage™ Auto & Home Insurance Program

Car and Home insurance. You could save an average of $427.96. Get a quote.You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Protect Your Investment

HomeAdvantage

 

Thank you!

Ideal Credit Union has received your new account request. Check your email for updates on the status of your account within the next 1- 2 business days.

Check status of your account

You can always check the status of your account by logging back in and referencing your application number found in your email confirmation here.

Once approved, finish your account set up

You’ll receive a welcome email and letter when your account application is approved. You can obtain your Ideal account number by logging into the saved application link. You’ll need your account number to enroll in Online & Mobile Banking and set up direct deposits.

  1. Enroll in Online Banking, eStatements and Bill Pay
  2. Download our mobile app which features mobile check deposit from your respective app store
  3. Set up direct deposit into your new Ideal Checking Account. Your employer will need the following information:
    • Ideal CU Routing # - 296076262
    • Your Account # (Login using your application number to retrieve your Ideal Account Number)
    • Indicate Savings or Checking

Start reaping the benefits of being a member at Ideal Credit Union

  • Earn cash back through the Ideal VIP Program
  • Access to over 25,000 ATMs
  • Enjoy many additional Membership Benefits

Save money on loans – new ones or refinance an existing loan

Ideal Credit Union provides loans from cars and trucks to first mortgages and everything in between. Having a loan in conjunction with an Ideal checking is a good way to earn additional VIP Dividends each year. Talk to loan rep to see if we can save you money on an existing loan OR apply for a new one.

Effective February 26th, 2015, Online Deposit through Ideal CU Online Banking is no longer be available.

As a current user, we encourage you to download our Mobile Banking app and utilize Mobile Check Deposit instead. To use Mobile Check Deposit you need an eligible Ideal Checking or Savings account, a supported mobile device and the most recent version of the Ideal CU Mobile Banking app.

Effective February 26th, 2015, Online Deposit through Ideal CU Online Banking is no longer be available.

As a current user, we encourage you to download our Mobile Banking app and utilize Mobile Check Deposit instead. To use Mobile Check Deposit you need an eligible Ideal Checking or Savings account, a supported mobile device and the most recent version of the Ideal CU Mobile Banking app.

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A New & Secure Way to Pay

Ideal CU has integrated with Apple Pay™, a new category of service that transforms mobile payments with an easy, secure and private way to pay. Apple Pay combines Apple's seamlessly integrated hardware, software and services to create a unique, incredibly intuitive and elegant experience.

Safe & Secure Payments

You can rest assured your payment information will be protected. When adding a card with Apple Pay, your actual credit and debit card numbers are not stored on the device, nor on Apple servers, and cashiers won’t see names, credit card numbers or card security codes.

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Use Apple Pay™ to pay with your phone in participating stores and apps

Make purchases using Apple Pay in the stores you love:

Once your Ideal CU personal and/or small business cash & check card is loaded into Apple Pay, you'll be able to use your phone to make purchases at participating stores. You'll know if a merchant accepts Apple Pay by looking for the two Apple Pay icons (icons ap) near the register. Then, simply place your iPhone® 6 or iPhone 6 Plus over the store's card reader and use your fingerprint to authorize your purchase using Touch ID™.

Use your fingerprint to instantly make purchases in participating merchant apps:

Additionally, you'll also be able to pay with your fingerprint in participating merchant apps. In-app purchases are available on the following devices: iPhone 6, iPhone 6 Plus, iPad Air™ 2 and iPad mini™ 3.

Activating your Ideal CU card for use with Apple Pay

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Step One: Add your card on your iPhone
using PassBook

On your iPhone, open PassBook and select "Add Another Card" under the Credit and Debit Cards section.

 

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Step Two: Input your card details

Input your card information. If your card number is embossed (raised), select the iSight® camera to take a photo of your card and your information will be automatically entered. Next, enter the three digit security code found on the back of your card.

If your card number is not embossed (flat), you will have to enter all of your card information manually.

 

Card verifiedStep Three: Verify your card for use
with Apple Pay

After your card information is submitted and verified, your Ideal CU card will be ready for use with Apple Pay.

NOTE: For security reasons, we may need additional verification to activate your card on Apple Pay. If this occurs, please call us at 800-247-0857 during our business hours and we will assist you.

Still have questions? Read the Apple Pay FAQ.