Constantly at school I hear about potential employers and faculty explaining just how important resume builders are during the college years. So during my freshman year I decided to check it out and see what exactly is out there; and explore the benefits for students.

Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS' efforts to stamp it out.

This year at MSU, Mankato I signed up to participate in the Integrated Business Experience (IBE) in the College of Business. It is an exclusive program where a limited number of students are selected by faculty to launch and operate their own business and have it count towards college credits. It’s a unique program Mankato offers and that is recognized nationwide as a fabulous course for students to learn what it is like to own their own business. From which, I’ve learned several tips that may prove beneficial to your business ideas.

A member was interested in purchasing a used vehicle from a private party and wanted to finance the loan through Ideal. His question was "If I buy a used car from a private party and take out a loan, how does the process work at the point of sale? Is it possible to use a cashier's check instead of a personal check? Not many people trust personal checks from people they don't know."