We still have a landline at my house. Why? My hubby and I have asked ourselves that question many times, especially when the bill comes every month and the majority of calls we get are robocalls. Everyone in my household has a cell phone, so why not cut the wire? Here are a few of the main reasons people like me hang on to their landlines — and why some of those reasons may not actually matter.

(Woodbury, MN – October 15, 2018) Ideal Credit Union has launched a new digital banking platform intuitively designed to enhance security and offer new and expanded features and functionality, including personalization, customizable notifications, touch ID and face recognition and much more. Ideal CU partnered with Alkami Technology based in Plano, Texas, to provide its more than 52,000 members with an innovative, omni-channel digital banking experience that is seamless, consistent and user-friendly across all devices.

What happens when you and your partner have different approaches toward money? How do you bring up this loaded topic without it spiraling into a heated argument? Read on for the ultimate guide to discussing finances with your partner.

(Woodbury, MN – September 20, 2018) Ideal Credit Union recently hosted two sessions of its award-winning “Money Talks” financial literacy program in July, attracting 42 students from around the metro area. The unique peer-to-peer program, led and taught by high school-age Ideal CU Student Credit Union employees, teaches students the building blocks of personal finance: budgeting, savings and investments, credit, and money management tools. Students in attendance ranged in age from 16 to 22 years and came from a number of local communities, including Champlin, Hugo, Mahtomedi, Little Canada, St. Paul, Maplewood, Oakdale, South St. Paul, Inver Grove Heights, West St. Paul, Cottage Grove, Hastings, Stillwater, Lakeland and more.

As we transition from summer to fall, now is the perfect time to carve out a few hours one weekend to give your entire closet a thorough cleaning. They say that the Pareto Principle holds true with wardrobes: Most of us wear 20% of our clothing, 80% of the time. Why waste valuable space on the other 80% of your wardrobe that you rarely wear? 

How much money do you spend each week for work lunches? Do you run to the fast food drive-thru or meet a friend or colleague for a sit-down lunch a few days a week? When you do the math on these occasional outings, the numbers may shock you. But, for just a few dollars and several minutes of your time, you can prepare something delicious at home. 

(Woodbury, MN – August 23, 2018) – Ideal Credit Union marked its 5^th Annual Community Appreciation Celebration by giving away $6,600 in cash prizes, including a $1,000 daily grand prize for adults age 18 and over, $100 a day for youth age 17 and under, and $3,000 in donations to local area food shelves. The celebration was held over the course of two weeks, starting August 7-16, 2018. Attendees enjoyed over 2,100 hamburgers and had a chance to win fun prizes, visit with kid’s club mascot Bucky Bear, and to give back to our local communities.

Everyone has their own version of a dream vacation. For me, it was a five day trip to California wine country. But, for some people, it never becomes a reality. Read on for six ways to make that dream vacation come true.

(Woodbury, MN – July 30, 2018) – Ideal Credit Union will give away $6,600 in cash prizes at this year’s Community Celebration, including a $1,000 daily grand prize for adults age 18 and over, and $100 a day for youth age 17 and under. Ideal’s fifth annual summer celebration will be held over the course of two weeks, starting August 7-16, 2018. Attendees will enjoy food, fun, prizes, a special visit from kid’s club mascot Bucky Bear, and a chance to give back to our local communities.

(Woodbury, MN – July 18, 2018) Faith Tholkes, Vice President of Mortgage Operations at Ideal Credit Union, has once again been named a “Super Mortgage Professional” for 2018 by Mpls.St.Paul Magazine and Twin Cities Business, marking the third time she has been recognized as a leader in the industry. Tholkes was nominated for the award by clients who view her as a mortgage professional who demonstrates exceptional ability and service.