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6 New Year's Resolutions for a Financially Improved You!

2019 New Year's Resolutions written on post-it note

Okay, I admit it! I am one of those people who like to make New Year's resolutions, only to see if I can actually accomplish my goals. Of course, I try not to set the bar too high so they are achieveable. So imagine my delight when I came across these 6 easy steps for a financially improved me (and you!) in 2019.

1. Increase your savings. - Even if it’s only by 5%, every little bit adds up.

2. Cut out one impulse purchase a week. - By cutting just one candy bar or extra cup of coffee a week you will have more cash in your wallet come Friday.

3. Trim your electricity bills by making sure your appliances are all running efficiently and conserving as much energy as possible. - I am always going around the house turning off lights and unplugging power strips and electonics that are not being used. It really does make a difference!

4. Increase your marketability by learning new skills or broadening your knowledge in your chosen field. - Many Community Education programs offer an affordable way to broaden your skill set, learn new cooking techniques or fun crafting ideas. Check out the opportunities in your area.

5. Pay down your debt by making it a priority. - Always a good idea any time of the year!

6. Spend less on groceries. Do whatever it takes to make it happen: coupon more, cash in on rebates, and shop the sales. Be sure to write out a list of what you need and avoid impluse buys. Easier said than done I know, but it really does add up at the register.

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2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.