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Save Money This Holiday Season With These DIY Gift Hacks

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Keep holiday costs down this year by gifting your loved ones with personalized homemade presents. Here are some clever DIY gift ideas to get you started.

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All You Need to Know About Certificates

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As an institution devoted to your financial wellness, Ideal CU offers several secure options for your savings. One of our most popular savings products is our certificates, commonly known as CDs. These accounts offer the best of both worlds when it comes to your savings. You’ll be giving your money a great chance at growth without subjecting it to the risks of investing in the stock market. Let’s take a closer look at how certificates work and why they might be a good choice for you.

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How Much Money Should I Keep In My Checking Account?

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Most of us use our checking accounts on a daily basis. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. But, how much money should we be keeping in these super-convenient accounts? Let’s find out:
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10 Ways to Save on Back-to-School Shopping

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Did you know the average American parent will spend about $700 per child this shopping season? If that’s likely to throw a damper on your summer, take a deep breath and relax. You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive approach when shopping for the new school year and spend much less than the national average. Here are 10 ways to save on back-to-school shopping. 

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