Debit MasterCard™

Debit Cards

EMV Debit MasterCard™

 

ideal debit mastercard

Reliable & Secure Spending

Enjoy the convenience of a quick, secure transaction with the peace of mind knowing you can monitor your spending using Ideal Online & Mobile Banking, Debit Alerts and more.

 

 EMV Chip Technology

  Accepted at Millions of Locations

  Secure with Zero Liability

 

 

Spend your way

  • Accepted at millions of locations
  • Free access to your money at Ideal CU ATMs and ATMs within CO-OP and MoneyPass networks
  • Shop online, at stores and even over the phone
  • Monitor spending easily with Online and Mobile Banking

Advanced Security

  • Zero Liablility meaning you won't be held liable for unauthorized purchases
  • Set up free Debit Alerts to get instant notifications when certain card activity takes place
  • We monitor unusual activity to alert you to debit card fraud
  • 24 hour cardholder service in case of lost or stolen card

 


Ideal Debit MasterCard™ Benefits

File a claim or get more information

To file a claim or for more information on any of the services below, call the MasterCard Assistance Center at 1-800-Mastercard (627-8372).


MasterCard Global Service™

Receive around-the-clock customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with card-related questions.

MasterCard Identity Theft Resolution Services

MasterCard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft.

Zero Liability*

You pay only for the purchases you have authorized on your MasterCard card, and you won't be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone, or online.

Learn More

MasterCard Airport Concierge™

Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations worldwide.

Extended Warranty Insurance

Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.

Price Protection

If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.

Satisfaction Guarantee

Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.


*Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.
1. See the MasterCard® Guide to Benefits for Debit Cardholders for full Terms & Conditions.

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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed