Ideal Free Checking & FREE Gift

At Ideal Credit Union, we encourage our members to enjoy the freedom and flexibility of Free Checking and a FREE gift.

This month's Free Gift: A bento chilled lunch kit!

Open a new checking at Ideal CU to receive a bento chilled lunch kit. You'll also enjoy all the great benefits of an Ideal checking account at no additional cost, including:

Open your new Free Checking account online at any Ideal Credit Union branch today.

More than just free checking! Ideal CU has other checking account options for personal use and businesses. Explore your options and choose the account that's right for you.

Free Checking account incentive = $50 Cash**

fiftyIdeal CU will sweeten the deal with $50 cash in your pocket when using your new checking account. Complete two of these three steps - and sign up for eStatements -  within 60 days of account opening  and we'll deposit $50 into your new Ideal CU Checking Account.


* Gift is awarded when new checking account is opened. Offer is available to individuals without a Ideal Credit Union personal checking account in the last 90 days. Minimum $50 to open a personal checking account. Ideal Credit Union reserves the right to substitute a gift of similar value. This gift offer is only available while supplies last. Business accounts, student accounts and Ideal CU employees are not eligible for cash bonus or gift.

Promotional Gift Cards are valued at $25 each with available shopping credits to be used at four (4) different eOutlet Store retailers. Gift card value may be applied toward the purchase of products, services, and S&H fees exclusively from the specific websites noted on the gift cards. Only one (1) gift card may be redeemed per transaction. Gift cards have no cash value, are not redeemable for cash and may not be combined with credits from other store gift cards. Other terms and conditions apply. See for full details and restrictions.

** The $50 cash reward offer is valid for new personal checking accounts only for a limited time and may be withdrawn without notice. The cash reward is not considered part of the minimum opening balance and is subject to 1099 reporting requirements. Checking account must remain open for a minimum of six months or the cash reward will be debited from the account during closing transaction. Recurring monthly deposits, direct deposit of governmental or payroll checks into checking account, Check Card and Online Bill Pay transactions must be completed within 60 days of account opening. Check Card transactions posted to your account must be signature based to be eligible for the cash reward. We reserve the right to disqualify Cash & Check Card, Bill Pay, and recurring deposit transactions in circumstances where we reasonably believe they were not made in good faith. The cash reward will be automatically deposited 6 to 8 weeks after the conditions noted have been met. Credit union rules and regulations apply.