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Free Checking & Free Gift Special*

Two great gifts - two ways to open your new Ideal Checkingbluetooth speaker gift

Visit your nearest Ideal CU branch

Open your new checking at any Ideal CU branch to receive a Portable Suction-Cup Bluetooth Speaker. You'll also enjoy all the great benefits of an Ideal checking account at no additional cost.

Locate your nearest Ideal Credit Union branch.


OR open your Ideal Checking onlinegift bundle

Can't make it to an Ideal CU branch? Open your new checking online and use special promo code "wiify" to receive $100 in eGift Cards to be used at reputable online retailors. Click learn more below to take advantage of this special online-only offer.

Learn More


Free Checking account incentive = $100 Cash^

You can earn a $100 cash bonus when you sign up for eStatements and complete the following steps within 60 days of account opening:

  • Sign up for eStatements
  • Have a recurring Direct Deposit ($750 or more monthly)
  • Use your Ideal Enhanced Debit MasterCard® 10 times

Terms and Conditions

Minimum $50 to open a personal checking account.

*Gift offer only available while supplies last. Promotional eGift cards will be sent via your email address provided during account opening. eGift cards are valued at $25 each with available shopping credit to be used at four (4) different eOutlet Store retailers. eGift card value may be applied toward the purchase of products, services, and S&H fees exclusively from the specific websites noted on the eGift cards. Only one (1) eGift card may be redeemed per transaction. eGift cards have no cash value, are not redeemable for cash and may not be combined with credits from other store gift cards. Other terms and conditions apply—see eOutletStores.com for full details and restrictions. Excludes student, employee and business accounts. Offer is available to individuals without an Ideal Credit Union personal checking account in the last 90 days.

^The $100 cash reward offer is valid for new personal checking accounts only for a limited time and may be withdrawn without notice. The cash reward is not considered part of the minimum opening balance and is subject to 1099 reporting requirements. Minimum $50.00 to open a personal checking account. Checking account must remain open for a minimum of six months or the cash reward will be debited from the account during closing transaction. Recurring monthly deposit of $750 or more per month, direct deposit of governmental or payroll checks into checking account and debit card transactions must be completed within 60 days of account opening. Enrollment in eStatements is required. Debit card transactions posted to your account must be signature based to be eligible for the cash reward. We reserve the right to disqualify debit card and recurring deposit transactions in circumstances where we reasonably believe they were not made in good faith. The cash reward will be automatically deposited 6 to 8 weeks after the conditions noted have been met. Credit union rules and regulations apply. Excludes student, employee and business accounts. Offer is available to individuals without an Ideal Credit Union personal checking account in the last 90 days. $100 cash bonus offer effective for accounts opened on or after February 1, 2016.