Welcome to Ideal

Digital Banking

Digital Banking 101 Become a member

Unlock Your Home's Potential With RenoFi

Ideal Credit Union has partnered with RenoFi to provide members an option to get the most money and lowest monthly payment for your home renovation. Once approved, homeowners receive 100% of cash up front. No draws, no inspections.

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Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

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Important Fraud Alert for All Members

Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately.

Stay up-to-date with the latest cyber security news with our Cyber Security Resources page.

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$18,000 in Scholarships Available!

Cut the cost of college and apply for the FSC Scholarship exclusive to members of Minnesota Credit Unions. Eighteen $1,000 scholarships are available. Don't wait — Apply by November 30!

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10/1 ARM

7.250% Rate

7.804% APR*


Home Equity

Line of Credit

as low as

8.50% APR*




as low as

6.24% APR*


Credit Cards


as low as

9.90% APR*


High Yield Checking


up to

5.00% APY*

Member Benefits

Family in front of house

Our Family Earned $2,500 in cash back

Learn How


3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077


14750 Victor Hugo Blvd N.
Hugo, MN 55038


8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109


2020 Washington Ave
Stillwater, MN 55082