Credit Cards

Credit Cards

VISA® Gold Credit Card

Ideal Gold VISA Credit Card image

Cashback You Deserve

If you're looking for a fixed low rate and an attractive cashback program, the Ideal Gold Rewards VISA Credit Card is the choice for you. You'll enjoy:

 

  Cashback Rewards

  A Low Fixed Rate

  Low Cash Advance Fees

  Low Balance Transfer Fees

 

 

Cashback Rewards

Receive a .5% rebate for every dollar in new net purchases with a minimum $500 purchase through this exclusive program. The rebate is credited and paid to your account each month and is shown on your monthly statement.

 

Credit Card Rates

Rates as of:
VISA® Credit Cards
TypeAPR* 

Visa Blue Rewards 

Variable 10.90% - 17.99%1Apply
Visa Gold Fixed 9.90% - 15.90%2Apply

*Annual Percentage Rate

1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 10.90% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed