woman shopping

Gold VISA®

Ideal Blue Rewards VISA

No Annual Fee

Low Fixed Rate1

Earn cashback each month

Receive a .5% rebate for every dollar in new net purchases with a minimum $500 purchase through this exclusive program.

Slider
 

The credit card that earns you cashback

Cashback Rewards

Receive a .5% rebate for every dollar in new net purchases with a minimum $500 purchase through this exclusive program. The rebate is credited and paid to your account each month and is shown on your monthly statement.

Apply now


Compare credit cards

 Blue Rewards VISA®Gold VISA®

Rewards

Earn points for every dollar. Redeem those points for top-brand merchandise and travel opportunities.

Earn a .5% rebate for every dollar in new net purchases of $500 or higher.

RateA low variable rate1A low fixed rate2
Cash AdvanceLow cash advance feesLow cash advance fees
Balance TransfersLow transfer feesLow transfer fees
Text & Email AlertsYesYes

Ideal VISA® Credit Cards

Card features & tools

Rates as of:

 

1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 11.15% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.