Credit Cards

Credit Cards

Blue Rewards® Credit Card

Ideal Blue Rewards Credit Card image

Rewards You'll Love

Open an Ideal Blue Rewards® Credit Card to enjoy a low rate credit card packed with additional benefits, including the valuable CU Rewards Program.

 

 CURewards Program

  A Low Variable Rate

  Low Cash Advance Fees

  Low Balance Transfer Fees

 

 

CURewards Program

Open an Ideal Blue Rewards® Credit Card and earn points on every dollar. You'll be able to redeem those points for valuable merchandise and travel expenses online using the convenient CURewards Store website.

Blue Rewards Special

Open an Ideal Blue Rewards® Credit Card and spend $1,000 or more in the first 60 days to receive 1,000 bonus CURewards points. Not wanting to spend as much as $1,000 but have a high rate balance elsewhere? Transfer that balance to your lower rate Blue Rewards Credit Card to save more and earn your bonus CURewards points.

Apply Online

Earn Valuable Rewards

  • Top brands like Canon, Samsung, Cuisinart
  • Jewelry, handbags, luggage and apparel
  • Electronics, music and books
  • Grills, housewares, hammocks, sporting goods
  • Discounts on rental cars, airfare, vacation packages

Register Card  Shop CURewards

 

 

Credit Card Rates

Rates as of:
VISA® Credit Cards
TypeAPR* 

Visa Blue Rewards 

Variable 11.15% - 17.99%1Apply
Visa Gold Fixed 9.90% - 15.90%2Apply

*Annual Percentage Rate

1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 11.15% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed