Credit Cards
Blue Rewards® Credit Card
Rewards You'll Love
Open an Ideal Blue Rewards® Credit Card to enjoy a low rate credit card packed with additional benefits, including the valuable CU Rewards Program.
CURewards Program
A Low Variable Rate
Low Cash Advance Fees
Low Balance Transfer Fees
CURewards Program
Open an Ideal Blue Rewards® Credit Card and earn points on every dollar. You'll be able to redeem those points for valuable merchandise and travel expenses online using the convenient CURewards Store website.
Blue Rewards Special
Open an Ideal Blue Rewards® Credit Card and spend $1,000 or more in the first 60 days to receive 1,000 bonus CURewards points. Not wanting to spend as much as $1,000 but have a high rate balance elsewhere? Transfer that balance to your lower rate Blue Rewards Credit Card to save more and earn your bonus CURewards points.
Earn Valuable Rewards
- Top brands like Canon, Samsung, Cuisinart
- Jewelery, handbags, luggage and apparel
- Electronics, music and books
- Grills, housewares, hammocks, sporting goods
- Discounts on rental cars, airfare, vacation packages
Credit Card Rates
| VISA® Credit Cards | ||
|---|---|---|
| Type | APR* | |
Visa Blue Rewards | Variable 10.65% - 17.99%1 | Apply |
| Visa Gold | Fixed 9.90% - 15.90%2 | Apply |
*Annual Percentage Rate 1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 10.65% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. | ||