Ideal Blue Rewards Visa® Credit Card

Earn Points for Every Dollar You Charge With an Ideal Blue Rewards Credit Card

blue rewards visa credit card

Rewards You Can Count On

Enjoy a flexible rewards card that earns you points toward valuable merchandise, gift cards, travel adventures or even exchange your rewards points for cashback. You'll have access to special discounts offered by thousands of local and national retailers.

1,500 bonus CU Rewards Points

Open a new Ideal Blue Rewards Visa and spend $1,000 in the first 60 days to earn 1,500 bonus CU Rewards Points.

Apply now

CU Rewards Program

How Does CU Rewards Work?

For every dollar you charge on your Blue Rewards credit card, points are earned. Create a wish list and browse our expanded reward options, including merchandise, gift cards, travel adventures or even exchange your rewards points for cashback. The more points you save, the greater your reward.

You can redeem your points, search for discounts and more using the convenient CU Rewards Mall.

Special Discounts & Bonus Rewards Points

The CU Rewards Mall includes thousands of local and national retailers that offer special discounts and bonus rewards points just for making purchases with your card in-store or online. You never know what deals you might find!

Access the CU Rewards Mall

You can easily track and verify the points you earn from your purchases at CU Rewards Mall merchants by logging into the CU Rewards Mall.

Log into CU Rewards Mall

Register your card

Credit Card PIN

Ideal CU Visa Credit Cards are equipped for cardholders to set and use a PIN for ATM machines. Once your card has been received, please call 1-888-886-0083 to establish a PIN.

 

Find the Right Ideal CU Credit Card for You

Blue Rewards Credit Card

blue rewards credit card

Earn points for every dollar and redeem those points for top-brand merchandise, gift cards, travel adventures or even exchange your rewards points for cashback. Learn more

  • No Annual Fee
  • Variable rates as low as 14.40% APR1
  • CU Rewards Program
  • Zero Liability coverage
  • Rewards Points for Cash Back

Apply Online

Gold Credit Card

Gold Credit Card

Enjoy an affordable, non-variable rate card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more

  • No Annual Fee
  • Non-variable rates as low as 9.90% APR2
  • Monthly cashback earnings
  • Zero Liability coverage

Apply Online

Ideal Blue Rewards Visa

Rates as of:

 

*APR = Annual Percentage Rate

1 Ideal CU Blue Rewards variable APR ranges from 14.40% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35. See full card disclosure.

2 Ideal CU Gold non-variable APR ranges from 9.90% - 15.90% dependent on creditworthiness. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35. See full card disclosure.