HomeAdvantage Program

How it works

Buying a new home or selling your existing one could be one of the largest, most stressful financial transactions you may ever make. We make it easy AND affordable by offering the tools you need to do it all – from start to finish.

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Earn Cash Rewards*

Earn an average of $1,500 in Cash Rewards when you use one of our preferred real estate agents to buy or sell your home. Find out more and reserve your Rewards today!

Research The Market

Use our Property Valuation tool and Market Trends reports to find out just how much your home is worth as well as what is going on in your neighborhood.

Find an Experienced Real Estate Agent

We've hand-picked professional real estate agents from top, local brokerages to be a part of our exclusive agent network. Choose one online yourself -- or contact our Member Concierge team and let them help recommend one.

Find Your Dream Home

Search for your dream home using your preferred criteria, and then save those searches so you can receive email alerts when new matching properties become available.

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*HomeAdvantage® program is made available to you through a relationship between Ideal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Ideal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Ideal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, MA, MD, MI, MN, MO, NC, NH, NM, NV, NY, OH, PA, TX, VA, WI, and WV. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of CU Realty Services, LLC. HomeAdvantage® is a registered trademark of CU Realty Services, LLC.

HomeAdvantage® June Giveaway



CONTEST DURATION: This HomeAdvantage June Registration Giveaway runs from Friday, June 1, 2018 12:00:01 AM CST to Saturday, June 30, 2018 at 12:00:00 AM CST.

ELIGIBILITY: This promotion is open to anyone who registers for the free HomeAdvantage Program through Ideal Credit Union during the Month of June, 2018. Must be a legal resident 18 years of age or older as of date of entry. Employees, officers, Board of Directors and Supervisory Committee members of Ideal CU are not eligible. All federal, state and local laws and regulations apply. Void where prohibited by law.

HOW IT WORKS: Eligible participants are required to register for the no-cost, no-obligation HomeAdvantage Program through Ideal Credit Union during the month of June.

A random drawing for a chance to win an Amazon Gift Card will be held from all eligible registrants during the month of June, 2018. Participants can only win once. Incomplete registrations are subject to disqualification.

NO PURCHASE OR TRANSACTION NECESSARY: To enter without registering for the HomeAdvantage Program, eligible persons may hand-print on a plain piece of 3” x 5” paper your complete name, physical mailing address (no P.O. Boxes), date of birth (MM/DD/YYYY) and daytime/evening telephone numbers. Mail your submission in an envelope no larger than a #10 (business-size envelope) with 1st-class postage affixed, to: HomeAdvantage May Giveaway, 8499 Tamarack Road, Woodbury MN 55125. Limit one (1) entry per outer mailing envelope. Illegible entries are void. Not responsible for lost, late, mutilated, postage due, misdirected entries or entries not received in time for any random drawing.

RANDOM DRAWING: A random drawing will be conducted on Monday, July 2, 2018.

Winners will be announced within 5 days of the drawing date above. Ideal Credit Union will notify winners by phone and email. Winners are required to complete the Eligibility & Release Form. Such documents must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. Odds of winning will depend on the number of eligible entries.

PRIZES & VALUE: One (1) $100 Amazon gift card will be awarded. Prizes can be picked up at an Ideal Credit Union location. If you are unable to visit an Ideal Credit Union location, you MUST notify the credit union that you will need the prize mailed to your home address. Winners are required to complete the Eligibility & Release Form upon prize pick up or before the prize is mailed. Prizes must be picked up or have been requested to be mailed within seven (7) calendar days from the date of notification. If unclaimed, an alternative winner will be chosen.

PARTICIPANT AGREEMENT: All entrants agree to release, indemnify, and hold Ideal Credit Union harmless.

GENERAL RULES: No substitution, assignment, or transfer of prize by winners permitted. Winners will be responsible for all federal, state and local income taxes and may be required to certify their Taxpayer Identification Number on IRS Form W-9 if requested. Winners are subject to 1099 reporting. By accepting prize, winners agree to hold the Ideal CU and the respective directors, officers, employees, volunteers, agents, advisers, and assigns of all of the foregoing parties harmless against any and all claims and liability arising out of winning, receipt of, or use of a prize. Winners assume all liability for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any prize. Acceptance of prize constitutes permission to the Sponsor to use winner's name, photograph and/or likeness for purposes of advertising, promotion, or trade without further compensation, unless prohibited by law. By participating in this promotion, entrants agree to be bound by these Official Rules and the decisions of Ideal CU, which are final. In the event there is a discrepancy or inconsistency in any promotional material, the Official Rules shall prevail, govern and control. All material submitted becomes the sole property of Sponsor and will not be returned. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the drawing, or in the announcement of the prizes. In no event will more than the stated number of prizes be awarded. Claims may not be resolved through any form of class action. Ideal CU is not responsible for any technical problems, delays in processing transactions, non-receipt of a transaction, computer, electronic malfunction, human error, malfunctions of telephone lines, computer systems, servers, providers, hardware, software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any combination thereof. Entries that are suspected of being fraudulent (e.g., those using robotic, automatic, programmed or similar methods of participation) will be disqualified, based on determinations made solely by Sponsor. Sponsor reserves the right to prohibit the participation of an individual if fraud, abuse, or tampering is suspected, if winner verification documents are obtained or submitted illegitimately or if an entrant fails to comply with any requirement of participation as stated herein or with any provision in these Official Rules. Sponsor reserves the right to cancel, suspend, modify any method of entry if fraud, abuse, misconduct or technical failures inherent to that method of entry destroy the integrity of the program; or if a computer virus, bug or other technical problem corrupts the administration, security or proper administration of the program as determined by Sponsor in their sole discretion. In the event of termination of any method of entry, all remaining drawings will be conducted from among all eligible entries received from such method of entry prior to termination (of such method of entry) and all remaining entries received from non-terminated methods of entry. Proof of submitting entry will not be deemed proof of receipt by Sponsor. Amazon and HomeAdvantage® are not affiliated with this promotion.

SPONSOR: Ideal Credit Union, 8499 Tamarack Road, Woodbury MN 55125.

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