Apple Pay - Ideal Credit Union

Digital Wallets

Apple Pay™

A Simpler Way to Pay

Apple Pay™ lets you make payments using your iPhone^® in over a million stores and counting.

Safe & Secure Payments

You can rest assured your payment information will be protected. When adding a card with Apple Pay, your actual credit and debit card numbers are not stored on the device, nor on Apple servers, and cashiers won’t see names, credit card numbers or card security codes.

Make In-App Purchases

Additionally, you'll also be able to pay with your fingerprint in participating merchant apps.

Get Started with Apple Pay™

To add your Ideal debit or credit card to Apple Pay, you'll need an iPhone® 6 or later model with iOS 8.1 or later.

Open the Passbook® app
Swipe down and tap the plus sign.
Use your iSight® camera to enter the card, or add it manually. Note: If your card is instant issue, you will be required to manually enter your card information.

For security reasons, we may need additional verification to activate your card on Apple Pay. If this occurs, please call us at 800-247-0857 during our business hours and we will assist you.

Detailed setup

Frequently Asked Questions

What Ideal Credit Union cards are eligible for Apple Pay?

How do I add my card to Apple Pay?

Adding your card to Apple Pay is quick and easy, simply:

Open Passbook on your iPhone or iPad.
Select "Add a new Credit or Debit Card."
Select the camera icon next to the field labeled "Card Number." This will allow you to take a photo of your card. Next, enter the security code found on the back of your card and fill in any remaining fields.

NOTE: If your card is not embossed (the numbers are not raised), you will need to enter your card information manually.

Why am I being asked to call the credit union to verify my card?

does Ideal Credit Union charge a fee when I use Apple Pay?

Where can I use Apple Pay?

What does "contactless payment" mean?

How secure is Apple Pay?

What should I do if my physical card is stolen?

As always, if your card is lost or stolen, notify Ideal CU immediately at 651-770-7000 or 800-247-0857. In the case of a stolen card, notify the police department as well. Once you report your card lost or stolen, remove the card from Apple Pay on your device. Simply go to Passbook and select "Remove Card." You will need to add your replacement card to Apple Pay once you receive it.

What if my iPhone or iPad^® is lost or stolen?

What happens when my card expires?

If you still have questions regarding Apple Pay, please refer to the Apple Pay website.

^{*Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.}

Detailed setup and usage instructions