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Ideal Online Banking

Online Banking allows you to take control of your money 24/7. You'll be able to view account balances, transfer funds between Ideal CU accounts, set up intuitive account Notify Me Alerts, view your Online Statements and more.
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Online Banking Features



One-time & Recurring Transfers

Transfer money between your or other members' Ideal Credit Union accounts. You can schedule a one-time transfer or a recurring transfer for things such as loan payments, savings contributions and more. You'll also be able to save transfer details (account numbers, transfer amounts, etc.) so that you don't have to reenter the information each time you transfer funds.

External Transfers

Link external accounts from other financial institutions to your Ideal Credit Union accounts and loans. Accounts will be verified and transaction limits start at $1,000.00 and go higher upon request and approval.

Note: External transfers must be established and approved within a browser-based online banking session and can be used within mobile banking thereafter.

Credit Card Balance Transfers

You can now request balance transfers to your Ideal VISA® Credit Card within Ideal Online Banking. To do so:

  1. Log in to Ideal Online Banking.
  2. Go to the Accounts page and click on your credit card.
  3. Under the Services tab, select Balance Consolidation.
  4. Follow the on-screen instructions to complete request.

Log in to Ideal Online Banking to schedule transfers.