Online Banking

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Online Banking
Online Banking

Streamline your money management with online banking. Check balances, transfer funds, pay bills and more...

Spending Categories

Create and assign categories to fuel, dining, groceries and other purchases for easy budget tracking. View spending and income reports for any time period and see where your money is being spent.

Searchable Transaction History

With 18 months of keyword-searchable history, you can quickly find details of any transaction.

Improved Security

Ideal CU Online Banking has a built-in security system so you don't need to navigate multiple layers of authentication. On top of using 128-bit encryption software and high-end firewalls, the system monitors each user’s Online Banking behavior and is alerted if any activities are out of the ordinary.

Free Bill Pay

Manage all your monthly expenses and make payments right from your Ideal CU checking account for free! Set up one-time or recurring electronic bill payments and you'll never have to worry about rushing to the post office or missing a payment.


Have your utility, wireless, or credit card bills sent directly to bill pay so you have them on hand while you're in an online banking session.

Automated Passcode Reset

Forget your password? Validate your credentials and reset your passcode immediately. A temporary passcode will be emailed to you and you can begin using Ideal CU Online Banking immediately.

'Notify Me' Alerts

Keep tabs on your account with email or text message alerts. Choose from many different alerts, including when payments are coming due, checks clear or your balance falls below a certain amount.

Account Reconciliation

Excel, QuickBooks or Quicken download capability for streamlined account reconciliation.

Online Banking Notice!

Windows XP systems running Internet Explorer version 7 or older will no longer be able to connect to Online Banking. Learn more.