Special 1% Cash Back Balance Transfer Offer
Stop paying higher interest rates and finance charges on credit card balances you may have elsewhere. Instead, save more and earn 1% cashback on balances $500 and over transferred to your Ideal VISA® Credit Card. This special 1% cashback offer is available to you February 1 through March 15, 2021.
Don't have an Ideal VISA Credit Card? Learn more and apply online. If you apply for a credit card and are approved, an Ideal CU Representative will follow up with you to complete the process and submit your balance transfer requests.
- 1% cash back into your Ideal CU Share Savings Account as soon as your balance transfer is processed.
- No balance transfer Fees during promotional period February 1 through March 15, 2021.
- Extra savings over time if your balances you move from elsewhere held a higher rate than your current Ideal CU VISA® Credit Card.
How it works
- Submit your balance transfer request online or by phone at 651-770-7000.
- Ideal CU will process a balance transfer for the amount requested. Once charged to your Ideal CU VISA Credit Card, 1% cash back of the total amount requested will be deposited into your Ideal CU Share Savings account.
- Ideal CU will mail you a check made out to the non-Ideal CU creditor listed in your request. You will need to send this check to the other creditor to apply the payment to your balance elsewhere.
Don't have an Ideal VISA Credit Card?
Now is the perfect time to apply for an Ideal VISA Credit Card. Learn more and apply to get started saving and earning more during our 1% Cashback Balance Transfer Special.