Personal Loans and Lines Rates
Rates as of:
| Type | Term | APR* as low as |
|---|---|---|
| Signature1 over $5,000 | Up to 60 months | 11.74% |
| Ready Cash Line of Credit2 | Revolving Line of Credit | 12.25% |
| Share Secured | Up to 60 months | Current deposit rate + 3.00% |
| *APR = Annual Percentage Rate 1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 11.74% APR up to a 60-month term would make a payment of $22.12 per $1,000 borrowed. 2. Actual rate based on applicant's payment and credit history. The minimum floor APR will be 8.00% and maximum APR will be 17.99%. Current variable APR ranges from 12.25% - 17.99%, based on the Wall Street Prime Rate which is currently 8.50%. Limit of one line of credit per membership. |
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