When shopping for a new set of wheels, your first stop should be Ideal CU. While many people start at the dealer’s lot, you’ll enjoy a lower rate, a simpler loan application, and other big benefits when choosing to finance your car at your credit union.

Buying every textbook you need for class can take a big bite out of your budget. According to the National Association of College Stores, the average college student spends upward of $80 on each new textbook and can sometimes drop as much as $175 on one volume. So how do you get the books you need while also keeping your budget intact? Read on for 6 ways to save on textbooks this semester.

Did you know the average American parent will spend about $700 per child this shopping season? If that’s likely to throw a damper on your summer, take a deep breath and relax. You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive approach when shopping for the new school year and spend much less than the national average. Here are 10 ways to save on back-to-school shopping.