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A Helpful Guide to Applying for a Business Loan

Two people shaking hands over paperwork

Does your business need an infusion of cash to help it grow? A business loan can provide you with the resources your business needs and offer an affordable payback plan. Here are some helpful tips to keep in mind when applying for a business loan.

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When and Why to Take on Business Debt

Two seated women looking at computer

Taking on debt, such as a loan or a line of credit, can provide a business with the cash it needs to expand or fund a new venture. Here’s what you need to know about when and why it can make sense to take on business debt.

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Ideal CU to Hold QuickBooks 101 Business Workshop

Quickbooks 101 Worskhop\

(Woodbury, MN – September 11, 2019) Ideal Credit Union will host a no-cost QuickBooks 101 Business Workshop on Friday, September 27, 2019, from 11:30 a.m.-1:30 p.m. at the credit union’s Woodbury office, 8499 Tamarack Road. Join Ideal’s Business Relationship Specialist Josh Anderson and guest instructor Randy Morris from Fiscal Foundations, LLC, to learn about the benefits of QuickBooks and how to get started.

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Ideal CU Business Member Spotlight - Mark's Towing

Business Name: Mark’s Towing
Location: Eagan, MN
Owner: Mark Bonstrom
Opened for Business: 1983
Website: www.markstowing.net

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2021 - 22 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 18th
All locations closed.


President's Day
Monday, February 15th
All locations closed.


Good Friday
Friday, April 12th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 31st
All locations closed.


Independence Day
Sunday, July 4th
All locations closed.


Labor Day
Monday, September 6th
All locations closed.


Columbus Day
Monday, October 11th
All locations closed.


Veterans Day
Thursday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 25th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Friday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Saturday, December 25th
All locations closed.


New Year's Eve
Friday, December 31st
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Saturday, January 1st
All locations closed