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Ideal CU Launches Zero Down Mortgage Product

(Woodbury, MN – March 5, 2018) Ideal Credit Union has launched a new Zero Down Mortgage product, the first of its kind in the local mortgage market place, which gives prospective home buyers another flexible option to achieve their dream of owning a home.

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HomeAdvantage: Agents Who Reward

Finding a qualified real estate agent who has your best interests in mind can make all the difference, which is why Ideal Credit Union offers its members free access to the HomeAdvantage® program and its network of local real estate pros. Selecting the right real estate agent is a very important step in the home buying and selling process. When you use one of these agents, you also qualify for HomeAdvantage Cash Rewards* that can save you $100s to $1,000s at closing!

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We’re Your Real Estate Easy Button

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From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you’ll find everything needed to search for, buy, sell and save on your next home, including:

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How to Choose the Best Real Estate Professionals

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Is finding a real estate agent on your to-do list this summer? Let us help you check that off and save big at closing. Selecting the right real estate professional can make all the difference in your home buying and selling experience. Here are 3 to-dos to ensure you choose the best one:

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2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.