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Ideal Credit Union Launches Community Heroes Mortgage Product

Two nurses

(Woodbury, MN – June 11, 2019) Ideal Credit Union has launched a new Community Heroes Mortgage Program that offers eligible heroes a special 1% down payment option on a mortgage as a “thank you” for the good they do for our country and community.

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When Should I Put My House on the Market?

Family meeting with realtor outside home

If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home. What makes spring so well-suited for house-hunting? Let’s take a deeper look at the sell-in-the-spring rule so you can make an informed decision about when to put your home on the market.

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Mortgage Rates are Dropping - Should I Refinance?

Smiling couple standing outside home

With mortgage rates at historic lows, you may be thinking about refinancing you mortgage. Is now a good time? Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider. 

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Buying a Home in the Winter

Snow covered home with for sale sign

Ready to buy a new home but not sure about house-hunting in the winter?  While icy driveways and snowed-out open houses can be less than thrilling, there are surprising benefits to purchasing a home during the coldest time of year. 

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How To Prepare Your Home For Winter

Winter Ready Home

Keep your home warm and safe this winter by following this comprehensive to-do list before the real cold sets in.

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Ideal CU Launches Zero Down Mortgage Product

(Woodbury, MN – March 5, 2018) Ideal Credit Union has launched a new Zero Down Mortgage product, the first of its kind in the local mortgage market place, which gives prospective home buyers another flexible option to achieve their dream of owning a home.

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HomeAdvantage: Agents Who Reward

Finding a qualified real estate agent who has your best interests in mind can make all the difference, which is why Ideal Credit Union offers its members free access to the HomeAdvantage® program and its network of local real estate pros. Selecting the right real estate agent is a very important step in the home buying and selling process. When you use one of these agents, you also qualify for HomeAdvantage Cash Rewards* that can save you $100s to $1,000s at closing!

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We’re Your Real Estate Easy Button

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From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you’ll find everything needed to search for, buy, sell and save on your next home, including:

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2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed