A personal checking account that earns you tiered interest
Relationship Checking benefits
We've got you covered
- Earn interest on the balances you keep in your account (view rates)
- Ideal Debit MasterCard® , Digital Banking and full access to Ideal's Mobile App with Mobile Check Deposit, bill pay services and more
- Access to a huge ATM Network
- A monthly chance to win $1,000 when you use your Ideal Debit Card for everyday purchases (Learn more)
Relationship Checking rates
Rates as of:
| Interest Tiers | Interest Rate | APY1 |
|---|---|---|
| $0 - $1,999.99 | 0.00% | 0.00% |
| $2,000 - $9,999.99 | 0.05% | 0.05% |
| $10,000 - $19,999.99 | 0.05% | 0.05% |
| $20,000 - $49,999.99 | 0.05% | 0.05% |
| $50,000+ | 0.15% | 0.15% |
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Use & Win Debit Giveaway*
How it works
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2020. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
Every purchase made earns you an additional chance to win in that month's drawing! So the more you use your card, the more chances you'll have to win!