Student Checking

Student Checking Account

The Ideal Student Checking Account is designed to meet the unique needs of high school and college students by providing cost savings and 24/7 digital banking access.

Student Checking Benefits

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Check out other Ideal CU Student Products

Student Savers CD

The Ideal CU Student Savers CD earns high school students a high rate of 3.04% APY (Annual Percentage Yield). The Student Savers CD is available only for members aged 14-17.

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Credit Builder Loan

Ideal Student Credit Union offers a special loan for those looking to establish credit and build a solid financial foundation. A sound credit record can help in applying for jobs, house or apartment rentals, credit cards, auto or other loans, and much more later in life.

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Check out our Ideal Student Blog

Student Checking: $50 minimum opening deposit. Parent/guardian must be on account if student is under 18. At age 24, the account will automatically switch to an Ideal Free Checking Account.

*Actual availability based on when Ideal CU receives funds.

**Ideal CU withdrawal charges may still apply.