Student Checking Account
The Ideal Student Checking Account is designed to meet the unique needs of high school and college students by providing cost savings and 24/7 digital banking access.
Student Checking Benefits
- No monthly maintenance fees or minimum balance requirements
- 24/7 access with Ideal Digital Banking and mobile app
- Direct Deposit with Early Payday*
- Free Ideal Debit Mastercard
- Access to a nationwide surcharge-free** ATM Network.
Check out other Ideal CU Student Products
Student Savers CD
The Ideal CU Student Savers CD earns high school students a high rate of 3.04% APY (Annual Percentage Yield). The Student Savers CD is available only for members aged 14-17.
Credit Builder Loan
Ideal Student Credit Union offers a special loan for those looking to establish credit and build a solid financial foundation. A sound credit record can help in applying for jobs, house or apartment rentals, credit cards, auto or other loans, and much more later in life.