Ideal Advantage

At a financial cooperative, like Ideal Credit Union, you’re not just a member – you’re an owner. The Ideal Advantage is an ownership perk designed to reward members for their active participation in the credit union. Active participation not only powers the credit union, it also promotes financial well-being through education, better rates and fewer fees. Members will be rewarded for using the following Ideal Credit Union products and services: loans, savings, checking, investments, debit and credit card useage. Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17.

The exciting new Ideal Advantage program includes the following 2023 payout categories:

  • Wealth Advisors
  • Lending
  • Debit & Credit Card Usage
  • Deposit
  • Ideal Advantage Jr. for Members Age 13-17

Remember – being an owner of Ideal Credit Union has its Perks! Watch the website, eNews and the newsletter for details on this exciting new ownership perk program. 

The credit union reserves the right to modify and cancel the Ideal Advantage program at any time and no member has a reasonable expectation that an Ideal Advantage dividend will be paid in any year, or that terms will remain the same from year to year. Program excludes business checking, business loans, charged off loan members and delinquent loan members as of December 31 of the qualifying year.