Ideal Advantage

At a financial cooperative, like Ideal Credit Union, you’re not just a member – you’re an owner. The Ideal Advantage is an ownership perk designed to reward members for their active participation in the credit union. Active participation not only powers the credit union, it also promotes financial well-being through education, better rates and fewer fees. Members will be rewarded for using the following Ideal Credit Union products and services: loans, savings, checking, investments, debit and credit card usage. Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17.

After careful consideration, we have made the difficult decision to sunset the Ideal Advantage programs. The 2023 payout will be the final payment for the program.

We sincerely appreciate you as a member and we value your membership. And remember, being a member/owner of Ideal Credit Union has its Perks! Watch our website, eNews and the newsletter for details on all your Ideal Membership Benefits.

The credit union reserves the right to modify and cancel the Ideal Advantage program at any time and no member has a reasonable expectation that an Ideal Advantage dividend will be paid in any year, or that terms will remain the same from year to year. Program excludes business checking, business loans, charged off loan members and delinquent loan members as of December 31 of the qualifying year.

Please Note: Due to the uncertainty of the current economic environment, the Ideal Advantage program will be paused and there will not be a payout for 2024. Thank you for your understanding. We appreciate and value your membership and will continue to look for new and innovative ways to help you live your Ideal Life.