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Buying a Home in the Winter

Snow covered home with for sale sign

Ready to buy a new home but not sure about house-hunting in the winter?  While icy driveways and snowed-out open houses can be less than thrilling, there are surprising benefits to purchasing a home during the coldest time of year. 

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How To Prepare Your Home For Winter

Winter Ready Home

Keep your home warm and safe this winter by following this comprehensive to-do list before the real cold sets in.

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Ideal CU Launches Zero Down Mortgage Product

(Woodbury, MN – March 5, 2018) Ideal Credit Union has launched a new Zero Down Mortgage product, the first of its kind in the local mortgage market place, which gives prospective home buyers another flexible option to achieve their dream of owning a home.

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HomeAdvantage: Agents Who Reward

Finding a qualified real estate agent who has your best interests in mind can make all the difference, which is why Ideal Credit Union offers its members free access to the HomeAdvantage® program and its network of local real estate pros. Selecting the right real estate agent is a very important step in the home buying and selling process. When you use one of these agents, you also qualify for HomeAdvantage Cash Rewards* that can save you $100s to $1,000s at closing!

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2021 - 22 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 18th
All locations closed.


President's Day
Monday, February 15th
All locations closed.


Good Friday
Friday, April 12th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 31st
All locations closed.


Independence Day
Sunday, July 4th
All locations closed.


Labor Day
Monday, September 6th
All locations closed.


Columbus Day
Monday, October 11th
All locations closed.


Veterans Day
Thursday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 25th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Friday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Saturday, December 25th
All locations closed.


New Year's Eve
Friday, December 31st
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Saturday, January 1st
All locations closed