Supervisory Committee

Apply to Join Ideal Credit Union's Supervisory Committee

The Credit Union Board of Directors is accepting applications for the Supervisory Committee. Qualified candidates would serve in this highly confidential capacity for 3 years.

Interested members should write to:

Chairman of the Board
Ideal Credit Union
8499 Tamarack Road, Woodbury MN 55125.

Please include your resume and a short paragraph on why you are applying. Deadline to apply is July 31, 2018.

About Ideal Credit Union

In 1926 a group of forward-thinking postal employees formed a financial cooperative, giving birth to St. Paul Postal Employees Credit Union where membership was limited to only postal employees. As the credit union thrived, membership was opened to family members, select employee groups, and those who joined by donating to a local Scholarship fund. In 2002, then Postal Credit Union, membership was opened to residents of Washington, Ramsey and Dakota counties and later to Anoka, Chisago and Hennepin counties. Today, anyone can become a member.

New Online & Mobile Banking

New Online & Mobile Banking

You asked — we answered! Ideal Credit Union now brings you the latest in access, functionality, and convenience with its new Online & Mobile Banking system.




Home Loan Survey

Thank You Giveaway



CONTEST DURATION: This Home Loan Survey | Thank You Giveaway runs from Tuesday, May 1, 2018 12:00:01 AM CST to Tuesday, July 31, 2018 at 12:00:00 AM CST.

ELIGIBILITY: This promotion is open to participants who have closed on a home loan with Ideal Credit Union between April 1, 2018 and July 31, 2018. Must be a legal resident 18 years of age or older as of date of entry. Employees, officers, Board of Directors and Supervisory Committee members of Ideal CU are not eligible. All federal, state and local laws and regulations apply. Void where prohibited by law.

HOW IT WORKS: Eligible participants are required to respond to the post loan closing survey provided via email after they have closed on their home loan with Ideal Credit Union.

A random drawing for a chance to win an $25 Home Depot Gift Card will be held from all eligible surveys completed on or before July 31, 2018. Participants can only win once. Incomplete surveys are subject to disqualification.

NO PURCHASE OR TRANSACTION NECESSARY: To enter without having closed on a home loan or without taking the post loan closing survey, eligible persons may hand-print on a plain piece of 3” x 5” paper your complete name, physical mailing address (no P.O. Boxes), date of birth (MM/DD/YYYY) and daytime/evening telephone numbers. Mail your submission in an envelope no larger than a #10 (business-size envelope) with 1st-class postage affixed, to: HomeAdvantage May Giveaway, 8499 Tamarack Road, Woodbury MN 55125. Limit one (1) entry per outer mailing envelope. Illegible entries are void. Not responsible for lost, late, mutilated, postage due, misdirected entries or entries not received in time for any random drawing.

RANDOM DRAWING: A random drawing will be conducted on Wednesday, August 1, 2018.

A winner will be announced within 5 days of the drawing date above. Ideal Credit Union will notify winners by phone and email. Winners are required to complete the Eligibility & Release Form. Such documents must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. Odds of winning will depend on the number of eligible entries.

PRIZES & VALUE: One (1) $25 Home Depot gift card will be awarded. Prizes can be picked up at an Ideal Credit Union location. If you are unable to visit an Ideal Credit Union location, you MUST notify the credit union that you will need the prize mailed to your home address. Winners are required to complete the Eligibility & Release Form upon prize pick up or before the prize is mailed. Prizes must be picked up or have been requested to be mailed within seven (7) calendar days from the date of notification. If unclaimed, an alternative winner will be chosen.

PARTICIPANT AGREEMENT: All entrants agree to release, indemnify, and hold Ideal Credit Union harmless.

GENERAL RULES: No substitution, assignment, or transfer of prize by winners permitted. Winners will be responsible for all federal, state and local income taxes and may be required to certify their Taxpayer Identification Number on IRS Form W-9 if requested. Winners are subject to 1099 reporting. By accepting prize, winners agree to hold the Ideal CU and the respective directors, officers, employees, volunteers, agents, advisers, and assigns of all of the foregoing parties harmless against any and all claims and liability arising out of winning, receipt of, or use of a prize. Winners assume all liability for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any prize. Acceptance of prize constitutes permission to the Sponsor to use winner's name, photograph and/or likeness for purposes of advertising, promotion, or trade without further compensation, unless prohibited by law. By participating in this promotion, entrants agree to be bound by these Official Rules and the decisions of Ideal CU, which are final. In the event there is a discrepancy or inconsistency in any promotional material, the Official Rules shall prevail, govern and control. All material submitted becomes the sole property of Sponsor and will not be returned. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the drawing, or in the announcement of the prizes. In no event will more than the stated number of prizes be awarded. Claims may not be resolved through any form of class action. Ideal CU is not responsible for any technical problems, delays in processing transactions, non-receipt of a transaction, computer, electronic malfunction, human error, malfunctions of telephone lines, computer systems, servers, providers, hardware, software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any combination thereof. Entries that are suspected of being fraudulent (e.g., those using robotic, automatic, programmed or similar methods of participation) will be disqualified, based on determinations made solely by Sponsor. Sponsor reserves the right to prohibit the participation of an individual if fraud, abuse, or tampering is suspected, if winner verification documents are obtained or submitted illegitimately or if an entrant fails to comply with any requirement of participation as stated herein or with any provision in these Official Rules. Sponsor reserves the right to cancel, suspend, modify any method of entry if fraud, abuse, misconduct or technical failures inherent to that method of entry destroy the integrity of the program; or if a computer virus, bug or other technical problem corrupts the administration, security or proper administration of the program as determined by Sponsor in their sole discretion. In the event of termination of any method of entry, all remaining drawings will be conducted from among all eligible entries received from such method of entry prior to termination (of such method of entry) and all remaining entries received from non-terminated methods of entry. Proof of submitting entry will not be deemed proof of receipt by Sponsor. Amazon and HomeAdvantage® are not affiliated with this promotion.

SPONSOR: Ideal Credit Union, 8499 Tamarack Road, Woodbury MN 55125.

©2018 Ideal Credit Union. All rights reserved.

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Open an Account


Account Type Free Checking Relationship Checking Cashback Checking Student Checking
Min. Opening Deposit $50 $50 $50  $50
Earns Interest (see tiers)      
Earns Cash Back2        
Free Ideal Debit Card 1 1
Online, Mobile Banking & Bill Pay  
ATM Access  
Optional Overdraft Protection    
Monthly Chance to Win $1,000 >
Must be 18+ 
 Make an Appointment Open Open Open  Open

1. Inactive Ideal Debit Card Fee is $4.00 if card is not used at least once per month.
2. Cash back to qualified members every time you swipe and sign. To qualify you need a minimum $200 direct deposit, one online bill payment, 5 debit card signature purchases and estatements. Monthly Cashback bonus of .25% is based on the total amount of net signature-based Ideal Debit Card purchases made during any statement cycle. Purchases authorized with a PIN or ATM transactions do not apply.

See Fees & Services

2018 Holiday Hours

New Year's Day
Monday, January 1st
All locations closed.

Martin Luther King Jr Day
Monday, January 15th
All locations closed.

Presidents' Day
Monday, February 19th
All locations closed.

Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

Memorial Day
Monday, May 28th
All locations closed.

Independence Day
Wednesday, July 4th
All locations closed.

Labor Day
Monday, September 3rd
All locations closed.

Columbus Day
Monday, October 8th
All locations closed.

Veterans Day
Monday, November 12th
All locations closed

Thanksgiving Day
Thursday, November 22nd
All locations closed.

Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

Christmas Day
Tuesday, December 25th
All locations closed.

New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.

New Years Day
Tuesday, January 1st
All locations closed