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COVID-19 Information: Ideal CU's Inver Grove Heights Branch is temporarily closed. Visit our Branch Updates Page.
For other resources, visit our Financial Support Page or Business Resources Page.

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Ideal Digital Banking

Manage it all — you're in control

Ideal Digital Banking is the combination of all the tools available to you, at no cost, to manage your money on your terms. So whether you're online at home or mobile and on the go, we've got you covered.

computer and phone

Monitor and manage

  • Check account, loan, and credit card balances
  • Receive free eStatements
  • View transactions and payment history
  • Transfer funds between accounts at Ideal CU and/or accounts elsewhere
  • Pay bills using one-time, scheduled or recurring payment options
  • Receive customized account notifications, link accounts elsewhere, create and track savings and/or budget goals and more

Enroll Now

woman on laptop

Transfer money

Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on-the-spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.

Learn more about transfers

father and baby on computer

Pay bills

Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills and more.

Learn more about bill pay

mobile check deposit

Deposit checks anywhere - no need for a branch visit

  • Deposit checks from anywhere using mobile check deposit in the Ideal Mobile Banking App
  • Take a photo, select the account to deposit the funds in and click submit — EASY
  • Funds deposited before 3:00 p.m. on business days are available that same day

Learn more about MCD

More Tools & Features

Lobby Appointment Hours

  • Mon, Tues, Thurs, Fri
    9:00am - 5:00pm
  • Wednesday
    10:00am - 5:00pm
  • Saturday
    9:00am - 12:00pm
  • Make an Appointment

Drive-Thru Hours

  • Monday - Friday
    9:00am - 5:30pm
  • Saturday
    9:00am - 12:00pm
  • Inver Grove Heights Branch: ATM & Night-Drop only.

Contact Center Hours

  • Monday - Friday
    8:00am - 5:00pm
  • Saturday
    9:00am - 12:00pm

Holiday Hours

See Holiday Hours

Resources & Tools

A Message from Ideal CU President/CEO Brian Sherrick

We at Ideal Credit Union hope you and your family are staying safe. Rest assured your credit union has been working diligently to ensure you have access to the essential financial services you depend on while prioritizing the health and safety of our members, employees and our local communities.

We understand that these unprecedented times may bring financial challenges and unique needs. We are here to help. Please call us at 651-770-7000 with any questions or concerns you may have regarding your finances here at Ideal CU.


Be safe and be well. Together, we will get through this.

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Brian Sherrick
President/CEO
Ideal Credit Union